Cuddy Insurance Companies

Commerce

The Commerce Insurance Company provides personal and commercial property and casualty insurance in Massachusetts and New Hampshire. Our core product lines include personal automobile, homeowners, and commercial automobile insurance. In Massachusetts, Commerce Insurance is the leading provider of both private passenger and homeowners insurance and is the second leading provider of commercial automobile insurance. Commerce markets our products exclusively through professional independent agents who are conveniently located throughout Massachusetts and New Hampshire.

Hanover

The Hanover Insurance Group, Inc. (NYSE: THG) operates as The Hanover Insurance Company, except in Michigan where we do business as Citizens Insurance Company of America. The Hanover, based in Worcester, Massachusetts is a leading regional provider of Property and Casualty insurance products for individuals, their families and businesses. The Hanover offers a wide range of Property and Casualty services through our extensive network of Independent Agents. Taken as a group, The Hanover ranks among the top 35 of over 900 Property and Casualty insurers in the United States.

MPIUA

The Massachusetts Property Insurance Underwriting Association (MPIUA) also known as the Massachusetts FAIR Plan (Fair Access to Insurance Requirements) provides basic property insurance on eligible property for applicants who have been unable to gain insurance through the voluntary market. MPIUA offers policies under the Homeowners, Dwelling Fire and Commercial Property programs as approved by the Massachusetts Division of Insurance.

Phenix Mutual

Since 1886, Phenix Mutual Fire Insurance Company has been offering property and causality insurance throughout New England and South Carolina. Located in Concord, New Hampshire, Phenix Mutual in partnership with their 200+ independent agents offers quality coverage and personal service.

Travelers

Travelers offers a broad array of property and casualty insurance solutions from small “main street” businesses to Fortune 100 corporations.

Travelers of Massachusetts

Travelers of Massachusetts is the brand name for personal lines business in Massachusetts. Auto policies are underwritten by The Premier Insurance Company of Massachusetts, an independent, single-state subsidiary of The Travelers Indemnity Company. Homeowners policies are underwritten by The Travelers Indemnity Company, The Phoenix Insurance Company, The Standard Fire Insurance Company and Travelers Commercial Insurance Company.